No two company directors are the same, but many have similar financial challenges. We have become well versed in solving these, giving you one less thing to worry about.

Your time will no doubt be precious and often in very high demand, so we focus on delivering efficient, high quality independent financial advice at a time and place convenient to you. Common areas you may need help with could include:

  • Income: we can help to ensure that you take money from your business in as a tax-efficient way as possible. We recognise the need for all of your professional advisers (such as accountants and solicitors), to work together effectively, so we’ll work with your advisers to ensure the smooth delivery of your agreed financial plan. We can also introduce you to new lawyers and accountants, if needed.
  • Savings & investments: these take time and effort to review and maintain, which means they can often be neglected as life takes over. We ensure that any savings and investments you have are on track to meet your financial goals, both short and long term.
  • Retirement: we help you review your current and previous pensions, both workplace and private, to make sure that they will provide the lifestyle that you desire in retirement.
  • Your family: protecting your family should you suffer an illness or die suddenly isn’t a pleasant thing to think about, but we help you ensure that your loved ones are supported should the worst happen.

Wherever your priorities lie, we ensure that a plan is in place to help you achieve your goals, whilst you remain focussed on your key priorities.

Business owners

The business owners we work with are usually setting up a business, still running and building their business or thinking about selling up and retiring. Each group have differing priorities and challenges, which we are adept at solving, thanks to our knowledge and experience.

Firstly, we need to ensure that your corporate and financial planning works hand in hand; achieving your personal financial goals are generally dependent upon the success of your business. Next, it’s about meeting your financial problems and challenges head on, while ensuring a plan is put in place to achieve your goals. This may include:

  • Raising finance to start or grow your business
  • Identifying tax-efficient strategies for withdrawing money from your business
  • Ensuring that if you are unable to run your business due to illness, that it could continue to trade and generate profits
  • Ensuring that if you were to die, your loved ones will benefit from the full value of your business and your hard work in building it
  • Considering ways to reward and retain your staff
  • Complying with legislation relating to workplace pensions
  • Ensuring that any capital held in your business is kept secure, with a return which at least keeps pace with inflation
  • Considering how existing pensions are invested and how they can be used for the benefit of your business or to potentially reduce tax liabilities
  • Advising on the most effective remuneration strategies for directors

Thinking about selling?

Selling a business is a life changing decision and one where good advice is invaluable. There are thousands of questions, problems and challenges which will need addressing before the business is sold, and you can sit back and relax.

But, most of our clients who sell their business want two fundamental questions answering: How can the value of the business be maximised, while reducing the tax paid when it is sold? And what’s the best way of investing the proceeds to support your future lifestyle?

Our knowledge and experience means we can answer these, while working with your professional advisers, to ensure every small detail is taken care of, and nothing throws the sale off track.