Beaufort Financial Reading is an independent Financial Adviser that offers sophisticated and transparent financial advice to individual clients and private companies.
Rising pension ages and life expectancy means retirement now happens later in life and is longer than ever before. Taking financial advice is important when planning your retirement and pension pots; what you are accruing through your working life will need to support your lifestyle in retirement.
Whatever your aspirations, Beaufort Financial will help you make the most of your pension and other investments so you can enjoy the retirement you deserve.
Retirement planning is complicated and has been made even more so by constant changes to the rules. We make it our business to stay up to date with the latest tax rules so that you can take full advantage of the available tax breaks.
We offer a free no-obligation initial consultation to discuss your financial needs.
Videos
Client tax guides
Saving for retirement
Retirement is something most of us look forward to – particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work and prolonged holidays. The reality could be rather different.
Pensions tax planning for high earners
If you are a high earner and feel you are paying more and more tax, you are not alone. More than one in seven income taxpayers are taxed at the higher or additional rate and they pay about two thirds of all income tax.
Taking income at retirement
There comes a time when you stop working for your money and put your money to work for you. For most people, that is retirement.
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After 45 years of working, worrying, scrimping and saving, I can give up work and never work again. I can't stop thinking about that. It seems like the day of reckoning has arrived!S, Goddard. Basingstoke
Sam has been so efficient in handling my requests for income and always ensures that I have everything I need and most importantly when I need it. This gives such reassurance that I am in safe hands and that my financial needs will be met. Thank you to Sam, Amanda and Amy for looking after me so well.C, Delahov
We have been with Beaufort Financial Reading since their inception and are very happy with them. They have managed our investments with excellent results yet the team remains friendly, professional and accessible. We are in very good hands.L & P Squire
Tony has been my financial adviser for well over a year. During that time he has tailored his services to my and my wife's personal needs as we near the end of our working lives. He has given us sound advice on Inheritance Tax, this was unprompted and came as a result of his research into our financial resources. When making additional investments, Tony always undertakes research and offers a selection of funds which can fulfil our current financial goals. His manner is always courteous and respectful and he listens carefully as one outlines their financial objectives. R, Steward
Very helpful and informative as always. Andy's insight into the financial and political world and how that affects my investments was interesting to hear. The meeting was well paced and un-rushed and gave me confidence in both Andy and Beaufort Financial Reading.P, Williams
I know you are aware of my love of organisation and how sometimes I can be quite demanding, but I wanted to say that both Sara and I have been very impressed with how Julie-Marie has not only implemented your strategy but how she has responded to our needs in a prompt, efficient and professional manner. She is a great part of the team!P, Barcham
Beaufort Financial and Tony Gardiner were recommended to us by our Accountant in order to provide Investment and other financial advice in late 2019. To date, we have been very pleased with the professionalism, dedication and quality of advice provided by Tony and the Beaufort team. K & J, Fox. Surrey