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market commentary

The World In A Week – Biden His Time

It looks like it is finally over, as it would appear that the Democrats, with Joe Biden, have taken control of the US Presidency.  The control of the Senate, however,  is still in question, as it looks as though the Republicans may have retained control.  The blue wave that was predicted by the polls may…

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market commentary

The World In A Week – The Final Countdown

The weekend saw Boris Johnson announce a four-week national lockdown to try and curb the number of hospital admissions and avoid the NHS becoming overwhelmed. The timing of the national lockdown has been questionable since the UK has been a late mover, with most other major European countries already in a lockdown phase again.  All…

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The World In A Week – Wave Motion

Markets had a little bit of a wobble last week, with the MSCI All Country World Index of global equities falling by -1.1% in Sterling terms. The best performing markets were in the Emerging Markets and Japan, which posted small positive gains. This was, however, offset by falls in the US and Continental Europe. Within…

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The World In A Week – A Tiered Wall Of Worry

COVID-19 weighed on sentiment, with cases globally increasing throughout the week. In Europe, figures jumped by more than 625,000, which meant new restrictions were implemented in the UK, France, Germany, Spain and the Netherlands. A worrying trend was also observed in Germany and Italy, who had previously managed to avoid a second wave of contaminations,…

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market commentary

The World In A Week – Tackling The Inequality

Much of the talk in recent days has been about a proposed three-tier lockdown system which should provide greater clarity and outline the risk level of various regions. The Chancellor, Rishi Sunak, will also present his proposals for a regional job protection scheme to curb the economic impact of the virus. We have seen small…

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child trust fund

Accessing A Child Trust Fund: What Are The Options?

Last month, the first children to benefit from Child Trust Funds were able to access them. So, what are they and if your child or grandchild has one, what are the options? Child Trust Funds were introduced in April 2005 by the then Labour government. The government automatically opened a Child Trust Fund in the…

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Pension Age Rises To 57: What Does It Mean?

From 2028, you won’t be able to access your Personal Pension until the age of 57. The government’s decision could affect your retirement plans and it’s important to review what it means for your future. The government previously stated it intended to increase the age people could access their Personal Pensions, currently set at 55….

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