What is sudden wealth? How to deal with an overnight windfall
23rd August 2023
Sudden wealth is a growing issue as older generations begin to pass on significant estates to their loved ones. The phrase “sudden wealth” is likely…
Three things about the advice business I wish I’d known starting out
16th August 2023
This article first appeared in Professional Adviser. Simon Goldthorpe shares his insight into the advice business after 40 years at the coal…
How to get the most out of your workplace pension
20th July 2023
Pension provider Aviva has warned that workers are “sleepwalking” into retirement with one in three employees unaware of how many pensions they……
The biggest mistakes to avoid when making out a will
20th July 2023
Creating a will is a crucial part of a complete, long-term financial plan. Not having one can create major issues for your loved ones after you’re…
Should you pay your child’s student loans?
20th July 2023
As the university year ends and a fresh crop of students graduate, should you look to help your child with their loans, or even the costs if they are…
HMRC hikes tax late payment charge to 7%
15th June 2023
HMRC issued 540,000 late payment penalties in 2022 according to data from Thomson Reuters. The total value of fines issued by the Government tax…
How to prepare for an active retirement
15th June 2023
Retirement is no longer the sudden process it once was. Making sure you’re financially prepared for your golden years is essential to get the most of…
The importance of generational financial planning
15th June 2023
Families in the UK are set to transfer around £5.5 trillion worth of assets over the next 30 years, according to data from the Kings Court Trust. Not…
Why does the Bank of England hike rates to tame inflation?
15th June 2023
Households have faced fierce price rises in the past 18 months, with the current rate of inflation (for April 2023) at 8.7% on the CPI measure by the…
Should you trust finfluencers?
18th May 2023
Financial influencers or ‘finfluencers’ are a major social media trend at the moment. With millions of followers across platforms such as Instagram,…
When is your Tax Freedom Day?
18th May 2023
Tax Freedom Day is the day in the year where, theoretically, you’re no longer working solely to pay your annual taxes and instead begin keeping your…
Food prices rising at record levels – but does that mean higher inflation and interest rates for longer?
18th May 2023
Households have felt persistent pressure on their everyday costs, but food price inflation has been particularly pernicious in recent months. The…