Beaufort Financial Reading is an independent Financial Adviser that offers sophisticated and transparent financial advice to individual clients and private companies.
Making plans today to ensure your wealth and assets remain in your family, with future inheritors being protected, is what we refer to as estate planning. Inheritance tax (IHT) planning becomes part of the wider estate planning exercise.
Beaufort Financial is here to help you plan in several ways:
- Working with your other professional advisers (solicitors/accountants) to optimise the estate and tax-planning aspects of your Will
- Advising you on the various tax implications involved in giving lifetime gifts
- Reviewing your pension provision and suggesting ways to improve its role in your estate planning
- Arranging investments and life assurance to help reduce or fund IHT
- Helping you to understand how trusts work
- Advising you on any relevant insurance or protection plans to cover you, should you need
- Reviewing your current protection/insurance policies.
We can help you find the best solution, that’s right for your situation. We also offer a free no-obligation initial consultation to discuss your financial needs.
Videos
Client tax guides
You and yours – estate planning
Estate planning is usually not a subject that attracts immediate attention. It requires you to consider what will happen when your life is over, hardly something most of us rush to contemplate. Consequently, estate planning often becomes a do-it-tomorrow task. Then it could suddenly become all important… or it might be too late.
Financial protection – for you and your family
Financial resilience is the ability to recover quickly from an unexpected financial shock. Many of us insure our homes and cars without really thinking about it, but far fewer insure their lives and incomes. Savings can and do help in the short-term. But what happens when they run out?
Investing for children
Most parents want to help their children financially, whether it is making sure there is enough money for their education or eventually helping them to buy a property. An early objective as they grow up may well be to help children understand the value and importance of money.
Taxation of property
Becoming a landlord has been an attractive proposition for anyone who could raise a deposit, thanks to a prolonged period of low borrowing costs and generally rising property values. Uncertainty in the housing market may reduce property prices whilst capital gains tax (CGT) changes may occur.
Sign up to our newsletter
Read our monthly newsletter full of useful financial tips and advice.
After 45 years of working, worrying, scrimping and saving, I can give up work and never work again. I can't stop thinking about that. It seems like the day of reckoning has arrived!S, Goddard. Basingstoke
Sam has been so efficient in handling my requests for income and always ensures that I have everything I need and most importantly when I need it. This gives such reassurance that I am in safe hands and that my financial needs will be met. Thank you to Sam, Amanda and Amy for looking after me so well.C, Delahov
We have been with Beaufort Financial Reading since their inception and are very happy with them. They have managed our investments with excellent results yet the team remains friendly, professional and accessible. We are in very good hands.L & P Squire
Tony has been my financial adviser for well over a year. During that time he has tailored his services to my and my wife's personal needs as we near the end of our working lives. He has given us sound advice on Inheritance Tax, this was unprompted and came as a result of his research into our financial resources. When making additional investments, Tony always undertakes research and offers a selection of funds which can fulfil our current financial goals. His manner is always courteous and respectful and he listens carefully as one outlines their financial objectives. R, Steward
Very helpful and informative as always. Andy's insight into the financial and political world and how that affects my investments was interesting to hear. The meeting was well paced and un-rushed and gave me confidence in both Andy and Beaufort Financial Reading.P, Williams
I know you are aware of my love of organisation and how sometimes I can be quite demanding, but I wanted to say that both Sara and I have been very impressed with how Julie-Marie has not only implemented your strategy but how she has responded to our needs in a prompt, efficient and professional manner. She is a great part of the team!P, Barcham
Beaufort Financial and Tony Gardiner were recommended to us by our Accountant in order to provide Investment and other financial advice in late 2019. To date, we have been very pleased with the professionalism, dedication and quality of advice provided by Tony and the Beaufort team. K & J, Fox. Surrey