Your Financial FocusTM
Your Financial Focus‚ is our comprehensive offering for Private Clients, which addresses the eight key problems that in our experience are most commonly encountered by these individuals. However, it should be noted that all our solutions are modular and can be undertaken in isolation.
The solutions we have created are shown in each oval and by clicking each of them a summary of the typical problem is listed, together with a brief explanation of how our solution addresses the problem.
The problem:
Individuals often lack clarity about their overall financial situation.
The solution:
Your Personal OverviewTM
Is a concise document that is presented to our clients that includes a summary of their personal details, including income, expenditure, assets, liabilities, basic details of existing financial arrangements and details of any Wills and estate planning they may have in place.
The problem:
Individuals often have a lack of understanding of the financial arrangements they have in place.
The solution:
Your Financial Arrangements OverviewTM
Is a document presented to clients that includes full details and analysis of savings and investments, retirement arrangements, protection arrangements, properties, mortgages and any other assets.
The problem:
Individuals are sometimes unaware how to lead a well-balanced lifestyle to maximise today but also to provide for the future.
The solution:
Your Financial CompassTM
Is a step by step process that will help clients maximise the benefits of money management and have a better understanding of how to deal with money on a daily basis.
The problem:
Individuals often have insufficient understanding on how best to maximise and protect monies held in cash.
The solution:
Your Cash Management FocusTM
Is a step by step process that helps clients to maximise the monies held in cash. Providing confidence that they have deposited funds according to their needs, whilst protecting against any institutions failing.
The problem:
Individuals are often unaware of the financial impact of death, critical illness or long-term sickness.
The solution:
Your Protection FocusTM
Is a step by step process to help clients and their families ensure they can continue to live the life they lead in the event of an adverse change of health.
The problem:
Lack of clarity of feasible retirement dates and uncertainty surrounding the level of retirement income.
The solution:
Your Retirement FocusTM
Is a step by step process that helps clients and their partner or spouse ensure they have a sufficient retirement income at their ‘financial freedom’ age.
The problem:
Individuals often have unidentified savings needs and a lack of certainty that investments are working as effectively as possible.
The solution:
Your Investment FocusTM
Is a step by step process giving clients confidence that their investments are working as effectively as possible and in accordance with the level of risk they are prepared to take.
The problem:
Clients often lack confidence that borrowings are as cost-effective as possible and will be repaid in the most efficient timescale.
The solution:
Your Mortgage FocusTM
Is a step by step process to help ensure clients have the most competitive and appropriate mortgage(s) for their situation, whilst having complete clarity and comfort that their mortgage(s) will be repaid at the redemption date(s).
Some of our solutions are provided by our Strategic Business Partners - full details of which will be provided wherever relevant.
Your Financial FocusTM
Your Financial Focus‚ is our comprehensive offering for Private Clients, which addresses the eight key problems that in our experience are most commonly encountered by these individuals. However, it should be noted that all our solutions are modular and can be undertaken in isolation.